Overview
Senior Credit Risk Analyst
You will be responsible for evaluating and overseeing the creditworthiness of our trading partners, alongside some balance sheet lending. As well as creating strategies to minimise risk by establishing suitable internal and external limits. This may involve requesting collateral, implementing margining requirements, securing parent company guarantees, or obtaining credit insurance as necessary.
Client Details
West London based commodity trading and environmental transition firm.
Description
Senior Credit Risk Analyst
- Credit Analysis: Take a leading role in conducting in-depth credit evaluations of businesses to determine their creditworthiness and assess potential risks. This will involve reviewing and analysing financial statements, often initially prepared by junior analysts, along with other pertinent financial information to assess the stability and financial health of our clients.
- Risk Assessment: Provide credit rating recommendations and participate in group assessments of credit risk, factoring in industry developments, market conditions, collateral, and repayment capacity.
- Credit Portfolio Monitoring: Supervise and review credit portfolios to detect emerging risks and trends, recommending appropriate risk-mitigation measures as needed.
- Documentation and Reporting: Prepare clear, detailed credit risk reports that include findings, recommendations, and supporting analysis, and present these to the company’s internal Risk Committee.
- Mentorship: Guide and mentor junior Credit Risk Analysts on the team.
- Mergers & Acquisitions (M&A): Assist the internal M&A team by reviewing potential acquisition and investment opportunities, drafting concise reports for the Investment Committee, preparing bid letters, participating in final negotiations, and managing the due diligence process and sale/purchase documentation with external advisors.
- Process Improvement: Work on automating and streamlining procedures to enhance integration, effectiveness, and efficiency.
- Risk Monitoring: Continuously track credit risk trends and macroeconomic developments.
Profile
Financial Services
- A minimum of 4 years of proven experience in a Credit Risk Analyst or similar role.
- Bachelor’s degree in finance, economics, business administration, or a related field.
- Proficient in financial analysis methods with the ability to interpret financial statements from various European reporting frameworks.
- Familiarity with regulatory standards and best practices in credit risk management is advantageous.
- Strong analytical and problem-solving abilities with a keen eye for detail.
- Capable of reading and understanding financial data and conducting financial analyses.
- Prior experience in the Energy sector and familiarity with Gas, Power, or Carbon Markets is highly desirable, though not essential.
- Proficiency in any Slavic languages is an added advantage but not required.
Job Offer
Senior Credit Risk Analyst
Fast growing firm that is a forerunner in energy & environmental solutions
Excellent progression and friendly/collaborative culture
